Simple, honest pricing
Start your 14-day free trial today. No credit card required.
Monthly
Full access, billed monthly
Switch to annual — save $79.89/year
- Unlimited account connections
- Gardener AI — your personal financial strategist
- Future net worth forecasting
- Cash flow warnings before problems happen
- Investment portfolio tracking
- Debt payoff timeline and progress tracking
- Full transaction history
- Smart alerts and spending summaries
- Savings goal tracking
- Priority support
Annual
Everything included, billed once a year
$99.99 billed annually
- Unlimited account connections
- Gardener AI — your personal financial strategist
- Future net worth forecasting
- Cash flow warnings before problems happen
- Investment portfolio tracking
- Debt payoff timeline and progress tracking
- Full transaction history
- Smart alerts and spending summaries
- Savings goal tracking
- Priority support
No credit card required to start. Cancel anytime from the app or your device's app store.
Less than a streaming subscription
For less than $15 a month you get AI-powered financial advice, net worth forecasting, investment tracking, debt management, and more — all in one app.
Common questions
How is Seed different from a budgeting app?
Most budgeting apps show what you already spent. Seed helps you understand where your money is going, where your net worth is headed, and what moves can improve your financial future.
What happens after the 14-day trial?
You'll be charged based on the plan you selected — monthly or annual. Cancel anytime before the trial ends and you won't be charged.
Can I switch between monthly and annual?
Yes. You can switch plans anytime. Changes are managed through your App Store or Google Play subscription settings.
What payment methods do you accept?
Payments are handled securely through the App Store and Google Play, including supported cards, Apple Pay, and Google Pay.
Is my financial data secure?
Yes. Seed uses encrypted connections, read-only Plaid bank access, biometric authentication, and secure cloud infrastructure. We never store your banking credentials.
Can I cancel anytime?
Yes. Cancel anytime from the app or your App Store / Google Play account. You keep access until the end of your billing period.