Seed Privacy Policy

Who We Are

Seed is operated by Deezy Investments.

We provide tools to track net worth, analyze spending, forecast finances, and surface opportunities using secure integrations and AI-powered insights (“Gardener AI”).

Information We Collect

1) You Provide

• Name, email, and login credentials.
• Profile details you choose to add (e.g., avatar).
• Financial goals, budgeting preferences, and notes you store.
• Support messages and survey responses.
• Receipts/documents you upload.

2) From Linked Accounts (with your consent)

• Via Plaid or similar provider: balances, transactions, account and institution identifiers, and related metadata for linked bank, card, loan, and investment accounts.
• We do not move money or initiate payments without your explicit authorization.

3) Credit Data (optional)

• If you enable credit features, we may obtain your credit score, credit report data, and alerts from a credit bureau provider with your written instructions under the FCRA.

4) Automatic Device & Usage Data

• Device info, IP address, OS/app version, crash/perf logs.
• Usage events (pages viewed, clicks) to improve reliability and product experience. We use PostHog for analytics.
• Cookies or similar tech on the web app for session management and analytics.

5) Payment Data

• App subscriptions are managed through Apple/Google and RevenueCat. We do not store your full payment card details.

How We Use Information

• Provide, maintain, secure, and improve the Platform.
• Link accounts and refresh financial data (Plaid); display net worth, budgets, and trends.
• Generate Gardener AI insights (coaching, summaries, forecasts) using your data and an AI provider.
• Process subscriptions and entitlements (RevenueCat).
• Monitor performance and usage (PostHog) to fix bugs and improve UX.
• Communicate important updates and support messages.
• Create aggregated/de-identified analytics to improve Seed.
• Comply with law, prevent fraud, and enforce our Terms.

How We Share Information

We do not sell your personal information. We share only:

• Service Providers: Plaid (account linking), Supabase (database/storage), Vercel (hosting), RevenueCat (subscriptions), analytics (PostHog), and AI provider(s) for Gardener AI.
• With Your Direction: If you ask us to share or export data.
• Legal/Compliance: Subpoenas, court orders, law enforcement requests where required.
• Business Transfers: If we undergo a merger, acquisition, or asset sale.

Security

• Encryption: TLS in transit; encrypted at rest.
• Supabase RLS + RBAC: Row-Level Security ensures users can only access their own records; role-based controls limit access.
• Least privilege, audit logging, monitoring and secure key management. Deployment via Vercel with hardened configuration.
• We are implementing controls aligned to SOC 2 and ISO 27001.

No system is 100% secure. Use strong passwords, keep devices updated, and contact us immediately if you suspect unauthorized access.

Gardener AI

• When you use AI features, certain prompts and context may be sent to an AI provider to generate responses.
• Outputs are for educational purposes and may be imperfect—always verify before acting.
• We take steps to minimize sharing of unnecessary personal data with AI systems.

Data Retention & Deletion

• We retain personal data while your account is active to provide the service.
• You can request account deletion in-app or by emailing [email protected]. We delete or de-identify data unless we must keep it for legal, security, or accounting reasons.

Your Choices & Rights

• Access, update, or delete certain info in your account settings or by contacting support.
• Disconnect linked accounts any time in the app.
• Opt-out of marketing emails via the unsubscribe link (we’ll still send essential service messages).
• Depending on your region, you may have additional rights (e.g., to portability or to object/restrict certain processing). Reach us at [email protected].

Cookies & Analytics

We use cookies and similar technologies to keep you signed in, remember preferences, and understand usage via PostHog. You can manage cookies in your browser settings; blocking some cookies may impact functionality.

International Users

We operate in the United States. If you access the Platform from outside the U.S., your data will be processed there and may be subject to different laws than where you live.

Children’s Privacy

The Platform is not intended for individuals under 18. We do not knowingly collect information from children.

Changes to this Policy

We may update this Policy periodically. If changes are material, we’ll notify you in the app or by email. Continued use after notice means you accept the changes.

Contact

Seed

1000 Brickell Ave STE 715 2040

Miami, FL 33131

Email: [email protected]